Freedom.
Peace of mind.
At an affordable rate.
Paywho is a safe, fast and affordable way to send money and exchange currencies. At home or abroad, we’ve got you covered.
  • Remittance
  • Remittance Countries

Get money wherever and whenever you need it.

Whether you are receiving money from a family member, client or even a employer, Paywho makes the process easy for everyone.

With just one provider, you can have funds sent to you in more than 55 currencies, and deposited into your local account, just as if you live there. No application forms or junk mail from multiple banks

Shop online at better rates

Paywho lets you roam the world’s online marketplaces and pay like a local. From gadgets to watches, we’ll ensure that your money gets spent on what you love, not on sky-high exchange rates.

When you save on your online purchases using the Paywho Mastercard, we benefit by creating another happy customer, and getting closer to our mission of helping people live and send money across borders.

Wanderlust
(without the bust)

Freedom to travel the world is an exciting privilege. With our secure payment card, you can buy souvenirs, sample the local food, and bargain with the local merchants in the correct currency at the right rate.

Security is always a concern for travellers. But with Paywho, you have the peace of mind that comes from being able to freeze your card or account as you deem fit.

Manage property abroad / Build your empire

Owning real estate is no longer a domestic sport. You can seek out opportunities around the globe, diversify your portfolio, and build your empire.

With large sums, getting the right foreign exchange rate is crucial for your profitability. If you’re receiving payments from tenants, you’ll also want to get the best rates on these as well. Paywho lets you spread your real estate wings - settle bills, receive rent and make purchases & sales in all the major currencies. With so much opportunities, what are you waiting for?

What we offer

Competitive Exchange Rates:

We work hard to make sure you get a good deal. Our competitive exchange rate ensures you get the best value out of your money!

Global reach:

We give you access to all the main markets worldwide, and the list is growing! See here for more details.

Low transaction fees:

With an efficient business mode, we transfer our cost savings to you by keeping our fees cheap.

Transparent processes:

We keep you up to date at every step of the process to know where your money is and that it is always secure.

Download Paywho & send money to any of the 70+ countries below

South Asia

Bangladesh

India

Nepal

Sri Lanka

South-East Asia

Cambodia

Indonesia

Malaysia

Myanmar

Philippines

Singapore

Thailand

Vietnam

East Asia

China

Hong Kong SAR

Japan

South Korea

Taiwan

Oceania

Australia

New Zealand

Europe

SEPA Countries

Andorra

Iceland

Liechtenstein

Monaco

Norway

San Marino

Switzerland

Turkey

United Kingdom

Vatican City

Albania

Abkhazia

Bosnia & Herzegovina

Kosovo

Montenegro

North Macedonia

Serbia

North America

USA

Canada

Latin America

Argentina

Bolivia

Brazil

Chile

Colombia

Ecuador

El Salvador

Guatelmala

Mexico

Peru

We will process your transaction as soon as we have received your payment. However, it might take up to 2 working days for your bank to process the transfer. Contact us if you need any support to track where your money is.

We try to do better than that. The mid-market rate does not always provide the best exchange rate for you. Through our strong relationship in the industry, we provide you with an even better value.

You can send money from Europe and Singapore.

You can send money to the following countries.
Asia – China, Malaysia, Indonesia, Taiwan, Thailand, Hong Kong, Vietnam, India, Bangladesh, Japan, South Korea, Philippines, Myanmar, Sri Lanka, Cambodia, Nepal, Singapore.
Africa – Ghana, Nigeria, Uganda, Kenya, Tanzania, Madagascar, Benin, Cameroon, Ethiopia, Lesotho, Malawi, Congo, Rwanda, Senegal, Togo, Zambia.
Europe – Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain and the United Kingdom.
Oceania – Australia.
We are actively expanding our capabilities to support currencies not listed here. Stay tuned to this page for more updates.

To check on the status of your transaction,
Login into your Paywho app
Go to the remittance page
Go to Transaction History to view your past transactions
You can check the status of your transactions here.

Currently we accept the following payment methods.

Singapore
  • Paywho Wallet
  • Paynow
  • Bank Transfer
  • Debit Card*
  • Credit Card*
  • ApplePay*
  • GooglePay*
  • Europe
    • Paywho Wallet
    • Bank Transfer
    • Debit Card*
    • Credit Card*
    • ApplePay*
    • GooglePay*

    We require additional information.
    We would need more information on some transfers. We will send you notifications, email and contact you on first notice.

    You have provided us with inaccurate information.
    In the event where we received inaccurate information from you regarding your recipient’s details, your payment would likely be rejected by your bank. The money would be returned to us and we will contact you to check if you would like to edit the information or cancel the transaction.

    Will my money be refunded if I accidentally provide the wrong banking information?
    It is possible to cancel the transaction when it is still pending, we are checking the payment and when we are processing the transaction. The full amount will be returned to your bank account and you can use the correct information to set up another transaction.

    If you do not see the cancel order button or when the transaction is completed, please contact us at cs@paywho.com.

    Paywho: remittance
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    People's Park Complex
    Singapore 059108

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